The year 2020 presented us with unique challenges. Never has a singular event had such wide-ranging repercussions as the Covid pandemic.
It has touched nearly every area of our lives. Schooling, socializing, family gatherings, travel, and more. And the restraints from social distancing and restrictions implemented to slow the spread of Covid remain in place. Of course, it wasn’t just our daily routines that were impacted. The economy and our investments saw unprecedented swings in 2020. Yet, we are an optimistic nation. As the economy was set to climb out of a deep hole, investment legend Warren Buffett said, “I remain convinced…nothing can basically stop America. The American miracle, the American magic has always prevailed, and it will do so again.” Last year’s strong finish for stocks suggests Buffett is on the right track. As we enter a new year, we tend to look back at our successes, our challenges, and new goals for the upcoming year. Without a doubt, we all faced challenges in 2020. But I believe we've all had personal victories, too. I’m convinced most of us are hopeful as we look to 2021. I know I am. New Year’s resolutions are one tool that offers us guideposts as we begin the cycle anew. Surveys say that more than half of adults make resolutions--yet, we know far fewer keep them. The top two resolutions center on money and health. My goal is to keep things simple and realistic, focusing on resolutions for your finances. I’ll offer you options. Some may seem simple, but the foundation of any financial plan must be built on the basics, the fundamentals. Some may apply to you. Others may not. But I encourage you to grab ahold of what is realistic. 7 financial resolutions to get you started in 2021
The seven resolutions are simply guidelines and suggestions. Does it seem overwhelming? Then focus on one or two. Or, grab hold of the ones that apply to you and tackle one per month. As I always remind you, I'm here to assist you, encourage you and point you in the right direction. If you have questions, I am no further away than a phone call or email.
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